Our Blog

By mrocks / 16/01/2019

Become a Superhero in the eyes of our family

When he was younger one of my son’s favourite questions was; “if you could have any super power, what would...

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By Online Content / 01/10/2017

Why crowdfund the cost of your healthcare?

Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection Websites such...

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By Online Content / 30/09/2017

What’s the cost of a comfortable retirement?

Have you ever stopped to think about the monthly income you'd need to provide for a comfortable retirement? If you’re...

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By Online Content / 15/09/2017

The State Pension – all you need to know

Changes to the State Pension which took effect on 6 April 2016 were designed to simplify the system. With the...

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By Online Content / 02/09/2017

The ninth largest lender

34% of first-time buyers relied on their parents for financial help, making the bank of mum and dad’, the equivalent...

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By Online Content / 01/09/2017

Pension Advice Allowance

Financial decisions affecting your retirement income will be among the most important you’ll make during your lifetime and investing in...

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By Online Content / 31/08/2017

Lasting Power of Attorney

A will deals with matters in the event of your death, but what if you became unable to handle your...

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By Online Content / 30/08/2017

The matter of trusts

Taking out a life insurance policy gives you valuable peace of mind: you know you’ve protected your family against financial...

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By Online Content / 15/08/2017

Is your pension tax efficient?

Since April 2015, pensioners have had greater freedom over how they manage their retirement savings. No longer forced to buy...

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By Online Content / 01/08/2017

Buy to Let Mortgage market changes

The UK’s Buy to Let market is in a state of flux, with an extra 3% Stamp Duty on the...

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By Online Content / 31/07/2017

Are Cash ISAs worth the investment?

After the Bank of England (BoE) cut interest rates to reassure the market following the Brexit vote, cash ISA returns...

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By Online Content / 15/07/2017

Don’t pay for your DIY disasters

The warmer weather might prompt you to finally get those home improvement projects underway, but are you covered if your...

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By Online Content / 02/07/2017

A Sporting Chance

Are you one of the one in three parents who worry about the risk of serious injury from school sports? Research from MetLife has found that one third of parents with school age children are concerned about serious injuries from sport – and there could be real reasons to be worried.

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By Online Content / 07/06/2017

Financial scams target the over 45s

The rise in technology has caused more than 1 million over-45 year olds to fall victim to online scams and left one in five feeling vulnerable.

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By mrocks / 01/05/2017

Achieving your financial goals

Achieving your financial goals We lead complex lives in an increasingly complex world. As your financial adviser we can help you better understand your financial challenges, goals and needs, and help you find appropriate ways to meet them.

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By mrocks / 30/04/2017

Protection through the years

When it comes to protection insurance, we hold two firm beliefs: it should form the foundation of your financial plan. cover should be reviewed regularly to make sure it continues to meet your needs.

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By mrocks / 15/04/2017

The cost of a burglary

Figures have revealed that burglary costs the average homeowner over £2,800 in stolen valuables and almost £600 to pay for damage caused by the break-in. There were 713,000 domestic burglaries in 2015, and while you may see many of these reported in local newspapers you rarely hear about the cost to victims.

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By mrocks / 12/04/2017

Pension death benefits

With the introduction of pension freedoms in 2015, we now have a range of options when deciding how to fund our retirement. But few of us stop to consider what might happen on our death: retirement itself seems far enough away!

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By mrocks / 12/03/2017

Keeping your heart healthy

Dementia and Alzheimers have replaced heart disease as the leading cause of death in England and Wales, but the latter still accounted for 11.5% of all deaths in 2015. In fact, every three minutes someone in the UK has a heart attack and 30% of those are fatal.

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By mrocks / 12/03/2017

Automatic enrolment and you

Auto-enrolment is a Government initiative where all workers will be automatically enrolled into a workplace pension.

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By mrocks / 01/03/2017

What makes a good Buy to Let investment?

With property prices continuing to rise, Buy to Let can be an attractive way to invest. But whether buying your first Buy to Let property, or adding to your portfolio, it’s important to consider what’s involved.

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By mrocks / 01/03/2017

Teaching kids about money

As parents we teach our children a lot: to count, read, say please and thank you and, hopefully, be an example to others. Research shows that parents also pass on their approach to finances. So exactly how are we teaching our children to be financially astute from a young age?

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By mrocks / 28/02/2017

Saving for retirement: as easy as 1, 2, 3

Much is made of the tax benefits of saving into a pension scheme but there are other benefits to consider....

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By mrocks / 12/02/2017

At retirement: the runners and riders

With the much-lauded pension freedoms, we now have a range of options when deciding how to fund our retirement. Whilst...

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By mrocks / 01/02/2017

Maximise your ISA allowance

If you haven’t used up your Individual Savings Account (ISA) allowance for 2016/17, you have until 5 April to do so.

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By mrocks / 31/01/2017

Buying for the first time?

For first-time buyers, getting onto the property ladder may seem a daunting process, but there’s more help available than you might think.

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By mrocks / 20/01/2017

The value of mortgage advice

With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. But when you’re making such a huge financial commitment, the guidance you can get from a qualified mortgage adviser can be invaluable.

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By mrocks / 12/01/2017

Are your contents underinsured?

When it comes to insuring your home and contents, many people take out far less cover than they need, risking potential upset if it comes to making a claim.

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By mrocks / 03/01/2017

Warm your pipes this winter

Make sure you avoid expensive damage caused by frozen and burst pipes by following our top tips for winter survival....

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By mrocks / 31/12/2016

New Year’s resolution

Many of us will have over-indulged during the festive season and will start the new year wanting to get healthier. Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us will make at least one New Year’s resolution, but how many of us will actually go on to achieve it?

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By mrocks / 30/11/2016

Parent landlords

With house prices rising faster than salaries, the younger generation face having to find a much bigger multiple of their income...

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By mrocks / 24/11/2016

Winter accident protection

The cold and icy conditions of winter bring with them a greater risk of people injuring themselves when out and about.

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By mrocks / 12/11/2016

Autumn Statement 2016

The Chancellor, Philip Hammond, delivered his Autumn Statement on 23 November. He reiterated the government’s promise to “build an economy that works for everyone” but what do the measures announced mean for your finances?

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By mrocks / 01/11/2016

Reasons to be cheerful

23 June 2016 will go down in history as a seismic day for British politics. The public dealt Prime Minister David Cameron a bitter blow as the referendum to leave the European Union (EU) unexpectedly ended in a ‘yes’ vote, following a heated and divisive campaign on both sides. But what effect has Brexit had on the mortgage market?

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