Income Protection

Income protection policies are available with a wide variety of features and benefits.  You may be eligible for some and not for others, as these policies can be designed for very different types of applicant.  The chief objective of an Income Protection policy, Permanent Health Insurance, PHI policy of Earnings Replacement is that a percentage of your income will be replaced, after an initial deferred period, by a defined monthly benefit in the event that you suffer an accident or serious illness that leaves you unable or only partially able to work for a period of time.

Income protection may be more important than you think. With income protection in place, you’ll have peace of mind knowing that we can help you cope financially if you can’t work due to illness or accidental injury. Mortgage payments and household bills … your family will be grateful if income protection is in place to help take care of these costs.